Write off up to 85% of your unaffordable debt.
Legislation is available to help residents in the UK
May not be suitable in all circumstances. Fees may apply, read here. Entering into an IVA may affect your credit rating.






May not be suitable in all circumstances. Fees may apply, read here. Entering into an IVA may affect your credit rating.







Complete the online IVA application form
Our Debt advisors are available Monday-Friday 9:30am to 7:00pm, Saturday 9am-4pm and Sunday 9am-4pm, giving you plenty of opportunity to apply for an IVA and get the IVA debt help you need.
Speak to the experts
A dedicated team of Debt Advisors will answer your questions, queries and provide quality debt advice for your personal circumstances and the specific debt product suited to you.


Let us do the hard work
Whilst setting up your IVA agreement, we’ll take care of your debts, from start to finish, stop interest and charges in record time –taking away the stress and making the IVA process pain free!
IVA Information

What is an IVA (Individual Voluntary Arrangement)?

Are IVAs Worth It?

How Does An IVA Work?
Alternative Debt Solutions

Debt Management Plan (DMP)

Bankruptcy

Trust Deed (Scotland Only)
Here’s an example of how we can help.
See how an IVA could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.
This is an example of the debt you may owe…
Credit Cards
Personal Loan
Store Cards
Payday Loans
£4,043
£13,680
£172
£1,408
Total Amount Owed
£19,303
Before and After IVA
This is a real life example of how your monthly payments could change
Before an IVA
£710
After an IVA
£110
